Job Description The Commerce Payments organization is a motivated, forward-thinking team with a singular focus of delivering innovative payment services via the most important platforms of today and tomorrow. We seek to transform customer experiences, simplify the ways we do business, and tirelessly drive toward product excellence. We value controls, simplicity, and consistency in the capabilities and features we deliver. As a Vice President, Product Architect within the Commerce Payments organization, you will be responsible for understanding and designing the architecture for agentic commerce systems, including AI agents and payment integrations. We’re looking for someone who is customer obsessed, has a strong passion to lead “start-up” efforts in large companies, and a desire to be on the forefront of digital payments and technology. As a key player on this new team, you will be responsible for informing both the strategy and the product development lifecycle and shipping requirements that ultimately impact 70m+ Chase consumers. Job Responsibilities • Design scalable architectures for agentic commerce, integrating AI models and with payment networks • Evaluate and recommend technical frameworks for AI agents, ensuring compatibility with merchant systems and payment protocols. • Collaborate with the Product Manager to ensure technical feasibility of product features. • Prototype and test integrations with partner APIs • Stay updated on advancements in AI (e.g., agentic systems, LLMs) and payment technologies (e.g., tokenization, blockchain). • Manage product and team backlog, ensure strong agile metrics, and support ongoing production support, issue & defect resolution and prioritization. Collaborate with a team of cross-functional partners (i.e. Risk, Control, Compliance, Legal) to ensure a strong risk and controls environment. • Deliver communications to executives and leadership team on the strategy and progress. Publish regular executive reports summarizing the overall health of the product, industry and competitive trends and the voice of the customer. Required Qualifications, Capabilities, And Skills • Deep expertise in AI/ML architectures, particularly agentic systems or autonomous agents with 7+ years of experience in financial services, digital, product management and/or Agile software development. • Experience with payment systems (e.g., APIs, tokenization, fraud detection). Proficiency in cloud platforms (e.g., AWS, GCP) and API integrations. Ability to prototype and test complex systems quickly. • Experience as a product manager in fintech, e-commerce, payments or AI-driven products withBasic understanding of AI agent frameworks and payment processing systems. • Passion for understanding customer needs and demonstrated ability to build digital products. • Ability to think strategically and to connect the dots to the bigger picture, while still comfortable diving into the details required to ensure successful execution. • Proven success in collaborating, influencing and driving decisions with multiple stakeholders, including team members across product, technology and design. Proven track record of managing risk and controls. • Bachelor's degree in Computer Science, Business Management or comparable field of study. Preferred Qualifications, Capabilities, And Skills • Strong knowledge of Application Programming Interfaces (APIs), open Banking and engineering practices. • Master's degree in Computer Science, Business Management or comparable field of study. About Us Chase is a leading financial services firm, helping nearly half of America’s households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans About The Team Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We’re proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions – all while ranking first in customer satisfaction. We offer a broad array of credit cards to meet the needs of individuals and small businesses, including Chase-branded and co-branded cards in partnership with well-known companies and organizations. Merchant Services is a leading provider of payment, fraud and data security for companies, capable of authorizing transactions across global currencies.